Your Business
Is Growing.
Your Finances
Shouldn't
Be the Bottleneck.
You're excellent at what you do. But the financial side — the compliance, the reporting, the numbers that should be driving decisions — is either falling behind, being done by the wrong person, or not being done at all. PFS fixes that.
You're doing too much yourself — finance is not your core job
You've outgrown your bookkeeper but aren't ready for a full CFO
SARS deadlines, payroll runs, and CIPC filings are slipping
You're making big decisions without clean financial visibility
Serving owner-led and scaling businesses across South Africa — from sole operators to 500-person teams
Compliance-First
Proactive submission management for every client
Registered Tax Practitioners
SARS eFiling Registered
Xero Certified Advisors
Cloud Accounting Platform
CA-Backed Advisory
Strategic Financial Support
CIPC Registered
Company Secretarial
DoL Compliant
Labour Submissions
Confidential
All Client Data Protected
Multi-Sector
Serving businesses across retail, services, construction, and tech
Proactive
Submissions managed ahead of SARS and CIPC deadlines
Full-Cycle
Accounting, tax, payroll, and secretarial under one roof
Compliant
Regulatory obligations handled with precision and accountability
Who We Are
A Financial Services Firm Built for South African Growth-Stage Businesses
Pasiwe Financial Services was established with a clear mandate: to give South African growth-stage businesses access to the same quality of financial management that large corporates take for granted — without the corporate price tag or the corporate detachment. PFS is built to support both operational finance discipline and the more senior strategic financial input that growing businesses need as complexity increases.
Financial Control
Monthly management accounts, cash flow tracking, and reporting that gives you real visibility into your business position.
Compliance Discipline
VAT, PAYE, provisional tax, CIPC filings, and payroll — managed proactively, ahead of deadlines, with zero gaps.
Reporting Clarity
Numbers that are accurate, timely, and explained. Not just produced and filed — interpreted for your decision-making.
Decision Support
A financial partner who understands your business, flags risks early, and helps you make better-informed decisions.
Registrations & Compliance Markers
Registered Tax Practitioners
Authorised to submit on behalf of clients via SARS eFiling
CIPC Registered
Company secretarial and annual return submissions handled in-house
Department of Labour
UIF declarations, COIDA submissions, and employment compliance
Xero Certified Advisors
Cloud accounting implementation and ongoing platform management
Serving South African Businesses Across Sectors
Professional Services
Construction & Property
Retail & E-commerce
Technology & SaaS
Healthcare & Wellness
Logistics & Supply Chain
Who PFS Is For
Do Any of These Sound Familiar?
PFS works with businesses at different stages of financial maturity. Find where you are — and we'll tell you exactly how we can help.
Who This Is Not For
What PFS Does For Your Business
More Structure. More Clarity. Less Chaos.
You stay focused on running and growing the business. PFS handles the financial infrastructure — compliance, reporting, payroll, and the strategic interpretation layer — so nothing falls through the cracks.
Why PFS
Not Just a Bookkeeper. Not Yet a CFO. Exactly What You Need.
PFS combines practical financial discipline with higher-level strategic support. Clients work with PFS because they want stronger compliance and financial structure, more reliable monthly visibility, less operational and regulatory stress, and access to deeper financial insight as the business grows. This means businesses can get the day-to-day finance support they need, while also accessing more senior financial guidance when the situation requires it.
Proactive
Compliance-first approach — submissions managed ahead of SARS and CIPC deadlines
Strategic Advisory
Every Serious Business Eventually Needs Someone Who Can Interpret the Numbers
For businesses that need more than processing and compliance, PFS offers a stronger strategic finance layer focused on clarity, control, and better decision-making. This includes support with management accounts interpretation, cash flow planning and visibility, profitability and margin insight, finance controls and reporting discipline, and strategic financial input for growth decisions.
"For businesses operating at a more complex stage, this layer can also draw on Chartered Accountant-level financial leadership to strengthen decision support and bring more senior commercial insight into the business."
What You Get in a Session
Engagement Model
Hourly Rate
Flexible, on-demand advisory. Book a session when you need it — no retainer, no long-term commitment required.
When Clients Engage Strategic Advisory
You've just received your management accounts.
What do the numbers actually mean for your next 90 days?
You're considering hiring a senior team member.
Can the business afford it — and what's the right structure?
A big contract is on the table.
What are the cash flow implications if you say yes?
You're planning to raise funding or sell.
Is your financial house in order? What will due diligence expose?
Your margins are shrinking but revenue is growing.
Where is the value leaking — and how do you stop it?
You're restructuring the business.
What's the most tax-efficient way to do it?
How It Works
From First Contact to Full Financial Control
We've made onboarding simple. Most clients are fully set up and operating with clean financials within 2 weeks of signing.
Submit Your Enquiry
Complete the Finance Control Review form. Tell us about your business, your current challenges, and what you need. Takes less than 3 minutes.
We Review & Qualify
Our team reviews your submission within 24 hours. We assess your needs and determine the right service scope for your business.
Discovery Call
We schedule a focused 30-minute call to understand your business in depth — your numbers, your pain points, and your goals.
Proposal & Onboarding
We present a clear, structured proposal. Once agreed, onboarding is fast — systems set up and compliance calendar in order within the first week.
Ongoing Partnership
Monthly deliverables, proactive communication, and a team invested in your growth. You focus on the business — we handle the financial engine.
No commitment required. We'll assess your needs first.
Book a Finance Control Review
Tell Us Where You Are. We'll Tell You Exactly What Needs to Change.
This form takes 3 minutes. It tells us enough to give you a genuinely useful response — not a generic brochure, but a clear view of what your business needs and what it will cost. No commitment required.
We review your submission and assess your situation
We reach out within 24 hours to confirm the right fit
You receive a clear scope and structured proposal
If you proceed, onboarding starts within the first week
"We don't do vague retainers or surprise fees. You'll know exactly what you're getting and what it costs before anything is agreed."
Finance Control Review — Qualification Form
All fields are required. Your information is confidential and will only be used to assess your needs.
Partner Offering
Once your business finances are in order, the next step is building personal wealth. Precision Wealth is available to PFS clients as an extension lane.
Precision Wealth
Personal Wealth Management
Available to PFS clients once core business financial infrastructure is in place.
Your Business is the Engine. Precision Wealth Builds What It Produces.
Through our Precision Wealth partner offering, we connect clients who have their business finances under control with specialist personal wealth management — ensuring the wealth your business generates is structured, protected, and grown effectively.
Eligibility note: Precision Wealth is a partner lane for established PFS clients. Ask us about it during your discovery call.